fix(legal): align the terms and privacy policy with consumer law #271
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area/backups
area/ci
area/control-panel
area/identity
area/infra
area/observability
area/payments
area/security
area/storage
area/web
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bug
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chore
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docs
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epic
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feature
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bitborg/bitborg-web!271
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Ta bort grenen "fix/consumer-law-terms"
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Applies the decisions recorded on #266.
Terms: section 1 (18 to buy a paid plan), 6 and 8 (no exclusion of liability for loss we cause against consumers), 7 (konsumentköplagen remedies kept), 9 (duration and cancellation, fallback to a participant account after withdrawal, refunds where mandatory law requires), 10 (inactivity deletion only for free accounts, 30 days' notice), 11 (home-court option for EU/EEA consumers, ARN), 12 (valid reason, 30 days' notice and free termination before a change).
Privacy Policy: billing data under "What we process", accounting records kept seven years under bokföringslagen, payment data named as the exception to the EU/EEA promise. Security page: Mollie listed under known exceptions.
Left open on purpose: the telephone number required by distansavtalslagen 2 kap. 2 § p. 1. Add it when one exists.
Version 1.12.0.
Closes #266
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